Should I Buy a Waterfront Property on Vancouver Island in 2025?

As someone who relocated to Vancouver Island, from the Greater Vancouver area, specifically because of the ocean views.... the idea of waking up to ocean views, walking steps to the beach, and living in one of the most beautiful places in the world is powerful... not only the IDEA of it, but the actual reality of it too..  BUT, is buying a waterfront property on Vancouver Island in 2025 the right move? With evolving market conditions, lifestyle priorities, and investment strategies, this is a question many buyers are asking. Let’s break down just the basics for now — from lifestyle benefits to financial considerations — so you can make an informed decision.

1. The Lifestyle Factor: The Obvious Reasons Waterfront Appeals to So Many

Vancouver Island’s coastline is a magnet for those who want more than just a house — they want a lifestyle. There is something so serene, peaceful, and grounding, by just being near the ocean. It can be life-changing, if you want it to be!  

Waterfront living means daily connection to the ocean (or lakes and rivers!), endless outdoor recreation, and homes designed to embrace nature. Whether it’s boating, kayaking, paddleboarding, or simply enjoying a coffee on the deck with the sound of waves, waterfront ownership is maybe more about lifestyle than it is about real estate.

2. Market Trends in 2025

So, what’s the market telling us this year?

Demand remains strong: Waterfront is limited by nature — they aren’t making more of it... and it doesn't come up as often.

Pricing is resilient: Even with market fluctuations, waterfront properties on Vancouver Island historically hold and grow in value. Like I said, they aren't making any more of it (or are they?!).

As remote work continues, more buyers are prioritizing lifestyle over proximity to major city centers.

So, what is the market trend bottom line? Waterfront remains one of the most stable and desirable asset classes in British Columbia real estate. Far and wide!

3. Investment Considerations

Before you buy, always weigh the financial side carefully.

Higher upfront costs: Expect to pay a premium for location and waterfront. Is this worth it, to you?

Insurance considerations: Waterfront homes may require specialized coverage for flooding or erosion, that you might not be used to.

Long-term ROI: Resale values are typically strong, especially as demand outpaces supply... IF you take good care of your investment. 

Related Resource: Maximize Your Home’s Value Before Selling →

4. The Realities of Waterfront Living

Owning a waterfront home is about more than the view — it comes with responsibilites that are important to understand before you buy. 

The Benefits
Waterfront living offers (usually) unmatched privacy, direct access to the ocean, and properties that historically appreciate more consistently than inland homes. Beyond the financial benefits, it is the lifestyle — sunrise coffee by the waves, paddleboards ready at the shore, a kayak for after work adventures, and a daily connection to nature. 

The Responsibilities and Considerations
With that lifestyle comes upkeep. Salt air can wear down siding, decks, and windows faster than in other areas. Insurance can typically be higher, with policies tailored for waterfront living. And, because there are fewer waterfront homes available, competition among buyers can be strong. However, you asset can remain strong, if you take good care of it!

The Takeaway
For many, the mainentance and added costs are small trade-offs for a lifestyle the simply cannot be replicated anywhere else. 

What are your personal pros and cons? Let's go over it!

5. Best Vancouver Island Communities for Waterfront Buyers

Campbell River
Campbell River is known as the “Salmon Capital of the World,” but it is so much more than that. As a direct gateway to the Discovery Islands, and an affordable price point compared to southern Vancouver Island, it attracts retirees, outdoor lovers, and young families who want both adventure and value.

Comox
Comox offers a true coastal lifestyle with a marina, sandy beaches, and relaxed pace. It’s perfect for buyers who want to be close to the ocean, enjoy boating or kayaking, and still have access to restaurants, cafés, and small-town charm.

Courtenay
Courtenay serves as the heart of the Comox Valley. With shopping, healthcare facilities, schools, and a lively cultural scene, it appeals to buyers who want more amenities without sacrificing proximity to nature and the waterfront.

Noteworthy NON Coastal Recommendation: Cumberland
While not on the coast itself, Cumberland is a haven for mountain bikers, hikers, and adventurers. With Comox Lake nearby, it provides the perfect inland option for those who want an active lifestyle within minutes of the waterfront.

6. Should You Buy A Waterfront Home On Vancouver Island In 2025?

If you’re asking whether now is the right time, the answer depends on your goals and lifestyle. If you’re asking “Should I buy a waterfront property on Vancouver Island in 2025?”... the answer is:

Yes, if lifestyle matters to you. Owning waterfront isn’t just about real estate; it’s about morning walks on the beach, ocean air, and a connection to nature (and yourself) that you can’t replicate inland.

Yes, if you’re planning long-term. Waterfront properties (typically) consistently hold their value and appreciate because there are so few of them available. Buying now means securing something that will only become more desirable (if you take care of it!)

Yes, if you’re prepared. Waterfront homes can come with extra upkeep and higher insurance costs, but for many, the lifestyle payoff far outweighs the responsibilities.

The Bottom Line?

So, should you buy a waterfront property on Vancouver Island in 2025? If the ocean calls to you the way it did to me when I left the Lower Mainland, the answer’s yes — as long as you’re ready for both the rewards and the responsibilities. The demand isn’t going anywhere, but neither is the tide. If you’ve been dreaming about coffee with a view, paddleboards at the ready, and an asset that only grows more rare — then this is your year.

Ready to explore the best waterfront listings?

Contact Ashley Wilson → for expert advice and access to exclusive opportunities across Vancouver Island.

I look forward to connecting with you soon!

Ashley Wilson
Real Estate Agent
hi@ashleywilson.ca
250.288.1236
Real Broker